Solutions Benefits Advocate
Brian Demo

This Page will be used for any correspondence from or to our Solutions Benefits Advocate--Brian Demo. The Benefits Advocate will interact with Solutions Group Members over any Benefits issues–VIA issues; life insurance, reimbursement issues, prescriptions, healthcare, pensions, etc. The Benefits Advocate will be your Advocate with any Post-65 Medical Health Plan to help bring any benefit issue to resolution.

Our Solutions Benefits Advocate--Brian Demo can be reached by Email at— bwdemo@msn.com  ;   Phone Number is— (620) 660-1072 OR by using the Contact Form below.

HIPPA Release Form– HIPPA Release Form–for Brian  <–Open Here & Then Save

HIPPA Release Form–VIA Benefits– Hipaa VIA Benefits  <– Open Here & Save

Solutions Benefits Advocate--Brian Demo-- Contact Form You can also Contact Brian Using this Form

Benefits Advocate Topics of Interest Leave a Comment on the "Read More" Page

Medicare and Dental Coverage: A Closer Look–From KFF–Kaiser Family Foundation

Published: Jul 28, 2021 Dental benefits are not generally covered by Medicare, except under limited circumstances, and many people on Medicare do not have any dental coverage at all. Some…

Social Security Newsletter–July 2021

Creating Independence with Social Security Online; Happy Birthday, Medicare!—July 56 years!; Protecting Your Members from Scams; Americans with Disabilities Act (ADA) Anniversary; & Other Topics Go here to Read this…

7 Common Health Problems That Can Strike After 50

Some chronic conditions tend to start cropping up in midlife. Here’s what to do about them From AARP–May 18, 2021 There’s a lot to celebrate when you hit the big…

Have you gotten your COVID-19 vaccine yet? Here is a GREAT Resource for You & Your Family & Friends!

Haven’t gotten your COVID-19 vaccine yet? Now’s your chance! Find a COVID-19 vaccine provider near you quickly and easily with the redesigned Vaccines.gov website.COVID-19 vaccines are the best way to…

My Social Security 101: When You Need Additional Help With Your Account

Sometimes we need help with or have questions about our Online Accounts. For your convenience, we want to share some frequently asked questions you may find helpful with your personal my Social…

Pension Plan De-Risking Information Webinar–April 7th–11:00 AM (EST) Via Zoom

LAST WEEK To Sign-Up–Do it Today! April 7 @ 11:00 am – 12:30 pm–FREE; VIA ZOOM Online (link will be emailed for signing into ZOOM) This is an Event YOU…

Update: New Fact Sheets Added to the Your Online Social Security Statement

Your clients’ Social Security Statement, available using a my Social Security account, explains how much they or their family could receive in disability, survivor, and retirement benefits. We’ve added new fact sheets to accompany…

December 2020 Social Security Updates

TOPICS: Social Security Benefits Increase in 2021; How the Hold Harmless Provision Protects Your Client’s Benefits; Who Do I Contact – Social Security or Medicare? (Copy this One!); Your Clients…

GE Important Contact Information on Pensions & Benefits

 

https://geretireesolutions.org/wp-content/uploads/2021/03/GE-Retiree-Update-Phone-Nos-Websites-VIA-GE-OneHr.pdf

Prescription Resources from Benefits Advocate:

Rxhelpcenters.com Endorsed by Your Solutions Group–The website is the quickest way to apply for help for all your prescriptions. The goal is to get all your prescriptions for $60/month. They will ask information such as adjusted gross income, a credit card to be used in the future if you accept their results and or paperwork sent to them to document your application. They saw a need as former Blue Cross Blue Shield workers to help assist acquiring pharmaceuticals at a reasonable cost. They will manage your prescriptions through your physician and ship direct to your home, unless it is required environment. Then it will be shipped to your physician’s office for your pick up. No cost until you accept their results. Your card will be charged monthly. Keep in mind that if you have high income, you may not qualify, but it is adjusted gross income that calculates your eligibility.  You can also Call RX Help Centers at 866-478-9593.

An example: My own diabetes prescription is over $500/month and I acquire for $60/month. Shipped direct to my home and on time. Your physician should be made aware of this change for info only.

Goodrx.com This is a great application! You can load on your phone and check prices prior to leaving your physician’s office before you leave. If the costs are high you will know immediately. If you don’t have on your phone ask your physician or nurse to check for you. This gives you the opportunity to ask for a different prescription that is affordable. You will be surprised that many pharmacies will be cheaper. The prices are negotiated between the pharmacy and the drug manufacturer. You also have the right to ask the pharmacist for the price without insurance. Some may tell you they can’t do this, but this is not true and pursue to help yourself. There used to be a “gag order” that said pharmacists were not allowed to tell you the price without insurance. That has been reversed and they can now tell you.

“I just had a discussion with a teacher while getting our hair done and she couldn’t believe that she could purchase her prescription for $4 at Walmart and she’s been paying $39 with her insurance.” We also talked about helping her parents, who are on Medicare, with not only goodrx, but also long term with rxhelpcenters.”

Also, ask for samples from your physicians. Drug Reps are always in and out and supplying them with samples. Doesn’t hurt to ask. Also, ask your pharmacist if they have any coupons. Pharmacies such as Rite Aid, Krogers, Meijers, Publix and others have cost savings for specific drugs also.

Just talking with your friends will help to increase awareness of these savings. Why would you want to pay full price if there are alternatives? 

Benefits Information...

Update on Medicare Part D Donut Hole for 2019 (And GEPAF)–

Click Here to Download–> Medicare Part D Donut Hole–and GEPAF Info

Handout Packet for Retiree/Dependent Meetings 

Click Here to Download–> Packet (Handouts) for Retiree-dependent Meetings

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GE Top Instant Answers–from the GE Benefits Site

Why did the name of my dental and/or vision plan change on my pay summary?

Beginning January 1, 2018, new dental and vision plans are available for the salaried employees and retirees. The new plan descriptions are reflected as “GE Dental Plan” and “GE Vision Plan”.
If applicable, these deduction description changes will appear in your 2/1/18 pension pay summary.

Top Instant Answers

Why did the name of my dental and/or vision plan change on my pay summary?

Beginning January 1, 2018, new dental and vision plans are available for the salaried employees and retirees. The new plan descriptions are reflected as “GE Dental Plan” and “GE Vision Plan”.
If applicable, these deduction description changes will appear in your 2/1/18 pension pay summary.

Why did the deduction for my Dependent Life Insurance increase?

As you move into a new age bracket, increased contribution rates will take effect on January 1 of the year in which the change occurs.

Contribution rates for participants enrolled in Dependent Life Insurance – Traditional Choice will see an increase in contributions. Participants were notified via mail in early September 2017. MetLife has determined that this rate increase is necessary to keep pace with the Plan’s increasing liabilities.
If applicable, this increase will appear in your first pay summary with earnings in 2018.

Why does my pay summary reflect a separate working person charge now?

Beginning in 2018, you will see a separate deduction line on your pay summary for your working person contribution. In prior years, the working person contribution was included in your medical contributions deduction.
If applicable, this charge will be broken out in your first pay summary with earnings in 2018.

Where can I view my Pension pay online summary?

You can see your pension payments under My Pay. You will also be able to see your historical GE pay in this one page.

Go to My Pay > I want to… > View my Pay Summaries

Why am I seeing a change to the amount of my paycheck, when nothing different has happened?

Compare your current pay summary to previous ones to see if you have any tax or benefit deduction related changes at My Pay > I want to… > View my Pay Summaries.
If you have further questions, please contact the GE Payroll Center

I am having trouble making an update on this website. What do I do?

OneHR works best in Chrome, Firefox or a recent version of Internet Explorer. Try a different browser as a first step.
If you continue to experience issues, please initiate a chat with the GE Payroll Center for support.

Medicare Assignment versus Medicare Accepted

Assignment means your doctor, provider or supplier agrees (or is required by law) to accept the Medicare-approved amount as full payment for covered services. Non-participating providers haven’t signed an agreement to accept assignment for all Medicare-covered services, but they can still choose to accept assignment for individual service. These providers are called, “non–participating”. They can charge you more than the Medicare-approved amount, but there’s a limit called “the limiting charge”. The provider can only charge you up to 15%. The limiting charge applies only to certain Medicare-covered services and doesn’t apply to some supplies and durable medical equipment.

6 Tips to Help Save Drug Costs if You Have Medicare

6 ways to get help with prescription costs

 

You may find it necessary to get help paying for prescriptions even after enrolling in Medicare drug coverage (Part D). For example, you may reach the annual spending limit and enter what is called the coverage gap. Here are 6 tips to consider if you think you might need to get help with the costs of prescription drug coverage.

1. Consider switching to generics or other lower-cost drugs.

There may be generic or less-expensive brand-name drugs that would work just as well as the ones you're taking now. Talk to your doctor to find out if these are an option for you. You might also be able to lower prescription costs by using mail-order pharmacies.

2. Choose a Medicare drug plan that offers additional coverage during the gap.

There are plans that offer additional coverage during the Medicare drug coverage gap, like for generic drugs. However, plans with additional gap coverage to help pay for prescriptions may charge a higher monthly premium.

Check with the drug plan first to see if your drugs would be covered during the gap. Find health & drug plans.

3. Pharmaceutical Assistance Programs. 

Some pharmaceutical companies offer programs to help pay for medications for people enrolled in Medicare drug coverage (Part D). Find out whether there’s a Pharmaceutical Assistance Program that can lower prescription costs for the drugs you take.

4. State Pharmaceutical Assistance Programs.

Many states and the U.S. Virgin Islands offer help paying for prescriptions, drug plan premiums and/or other drug costs. Find out if your state has a State Pharmaceutical Assistance Program.

5. Apply for Extra Help.

Medicare and Social Security have a program called Extra Help—a way for people with limited income and resources to get help with prescription costs. If you qualify for Extra Help, you could pay no more than:

  • $3.70 for each generic covered drug
  • $9.20 for each brand-name covered drug

6. Explore national and community-based charitable programs like these that help pay for medications: